About Mobile Home Loans

Mobile home loans are financing options specifically designed for purchasing or refinancing mobile homes. They can be classified into chattel loans (for standalone mobile homes) and mortgage loans (for mobile homes attached to land). Eligibility depends on the age and condition of the mobile home. Down payments are required, typically ranging from 5% to 20%. Interest rates are usually higher than traditional home loans. Loan terms vary from 10 to 30 years. Documentation like income proof and credit history is necessary for the application process. It’s recommended to work with specialized lenders or brokers for mobile home financing.

We’re here to make the Mobile Home home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Mobile Home Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The Mobile Home Loan Process
Here’s how our home loan process works:

✅Determine your eligibility for a loan based on income, credit score, and other factors.
✅ Submit a loan application and provide necessary documents such as proof of income, identification, and property details.
✅ Compare mortgage interest rates and terms
✅ Choose the offer that best fits your needs